Personal Finance Spreadsheet Template Library
Practical spreadsheet templates for budgeting, debt payoff, net worth tracking, and more—designed for Google Sheets and Excel.
The templates in this library are built to solve specific financial challenges: tracking debt payoff, managing a household budget, monitoring net worth, planning for retirement. They’re designed to be practical and flexible—structured enough to be useful, adaptable enough to fit your situation.
You’ll find three types of templates here:
- Tiller official templates (like the Foundation Template), created and supported by the Tiller team, designed to work with automated bank feeds
- Tiller community templates, built by Tiller users for Tiller users, supported by the community and designed for automated transaction data
- Free spreadsheet templates from creators across the web—not related to Tiller, but valuable resources for anyone managing finances in spreadsheets
The free templates work great for manual financial management—download, customize, and update them yourself. The Tiller templates work the same way, but can also connect to your bank accounts through Tiller so your transactions, balances, and charts update automatically.
Whether you’re looking for a free download or an automated system, you’ll find practical options here.
Budget Spreadsheet Templates
Start with the right budgeting template for your life. Whether you’re managing a household, tracking shared expenses with a partner, or just trying to understand where your money goes each month, there’s a template built for your situation.
This collection includes free templates for Google Sheets and Excel, as well as Tiller’s automated templates that connect to your bank accounts. Choose the approach that fits your workflow: download and manage manually, or automate with daily transaction updates.
Popular budget templates:
Debt Payoff Spreadsheet Templates
Getting out of debt requires a plan you can stick to. These templates help you visualize your progress, compare payoff strategies, and stay motivated as you work toward zero.
Track multiple debts, calculate payoff timelines, and see exactly how much interest you’ll save by paying extra. The debt snowball and debt avalanche methods are both available, so you can choose the strategy that works for you.
Popular debt payoff templates:
Net Worth & Financial Tracking Templates
Understand your complete financial picture. Track every asset and liability in one place, monitor your investment performance, plan for retirement, and watch your net worth grow over time.
These templates go beyond budgets to help you build long-term wealth. Whether you’re tracking investments, planning for retirement, or just want a clear view of everything you own and owe, start here.
Popular tracking templates:
Complete Template Collections
Can’t decide which template to start with? Our template collections give you everything you need to manage different areas of your financial life.
Each collection includes multiple templates designed to work together, giving you a complete system for budgeting, tracking, and planning.
Popular collections:
When Templates Meet Automation
The free templates in this resource center work as standalone downloads—no Tiller required. Download them, customize them, update them manually. They’re yours to use however you want.
Tiller’s templates work the same way, but with one advantage: when you connect Tiller to your bank accounts, these templates become automated. Your transactions flow in every morning. Balances update themselves. Budget calculations refresh in real time. You stop maintaining spreadsheets and start using them.
If you’re ready for automation, the Foundation Template is the best place to start. It includes budgeting, net worth tracking, and spending insights in one connected system. You can add other Tiller templates from the Community Solutions library, build something custom, or mix and match.
Manual templates give you complete control. Automated templates give you convenience. Choose the approach that fits your workflow.
