Tiller Resource Center > Spreadsheet Templates
Personal Finance Spreadsheet Template Collections & Toolkits
Retirement planning, real estate investing, savings goals, and more — templates for the financial situations that don’t fit neatly into a single category.
Most financial situations don’t fit into just one box. You might be tracking a rental property alongside your household budget, or planning for retirement while paying off debt. The templates in this hub cover the range — from free libraries with dozens of spreadsheet options to specialized tools built for specific financial contexts.
This is also where you’ll find the Tiller Community Templates Gallery: 35+ templates built by Tiller users for use cases the official template library doesn’t cover. If you’ve been looking for something specific and haven’t found it in the Budget, Debt Payoff, or Net Worth hubs, you’ll likely find it here.
You don’t need Tiller to use most of these resources. Many are free standalone downloads for Google Sheets or Excel. Where Tiller adds value — automated transaction data, daily bank feeds — it’s noted in the description.
Browse the templates:
50+ of the Best Free Google Sheet Templates of 2026
This page offers a comprehensive list of over 50 free Google Sheet templates for various tasks, including personal finance, meal planning, project management, and business operations. It highlights Google Sheets as a versatile tool for organizing and tracking diverse information. The article aims to simplify the process of finding suitable templates by curating a selection of the best options available. It also provides resources for users interested in building their own custom templates.
Retirement Planner Template for Google Sheets
This page introduces the Retirement Planner template for Google Sheets, designed to estimate future savings and investments. It allows users to experiment with various growth rate scenarios and project outcomes in real time. The template integrates with existing Tiller information, such as cash flow data, and offers customizable adjustments for a personalized retirement guidance. It emphasizes ease of setup and responsive scenario planning, making it a valuable tool for individuals planning their financial future.
Net Worth Spreadsheet for Google Sheets
This page introduces a free Google Sheets template designed to help users track their net worth. It allows for monitoring cash on hand, asset values, and liabilities, providing a comprehensive view of financial health. The template also visualizes net worth trends over time with a customizable chart and table. Installation instructions are provided, noting that a Tiller free trial or subscription is required for full functionality.
Monthly Budget Calendar for Google Sheets
This page introduces the Monthly Budget Calendar, a minimalist spending tracker and monthly budget template designed for Google Sheets. It allows users to set monthly spending targets, track daily and cumulative spending, and see how much is available until the end of the month. The template offers various methods for gathering daily expenses, such as totaling all withdrawals or only categorized expenses. It also provides clear visual cues, like a red sparkline, if spending exceeds the target.
Tiller Community Templates Gallery
This page serves as a gallery for free spreadsheet templates powered by Tiller. It offers various categories such as budgeting, expense tracking, debt payoff, and planning templates. Users can browse and select templates for both Google Sheets and Microsoft Excel to manage their finances. The templates aim to provide flexible solutions for personal finance management.
15+ Best Free Real Estate Spreadsheet Templates for 2026
This page offers a comprehensive collection of over 15 free real estate spreadsheet templates designed to assist with various aspects of real estate investment and personal home buying. It covers tools for residential and commercial investing, property flipping, and personal home ownership decisions. The templates aim to help users analyze financial data, track income and expenses, and make informed decisions in the real estate market. These resources are compatible with Excel and Google Sheets, providing practical solutions for managing real estate finances.
Ultimate Personal Finance Spreadsheet Template Library
A comprehensive guide to the best personal finance spreadsheet templates available — covering every major financial use case, with honest assessments of free options and automated alternatives. The starting point if you’re not sure which template you need.
Finding the Right Template When You’re Not Sure Where to Start
The hardest part of building a financial spreadsheet isn’t the formulas — it’s knowing which template to start with. There are hundreds of options across Google Sheets, Excel, and third-party libraries, and the quality varies enormously. Some are well-designed and immediately usable; others look good in a screenshot but fall apart when you try to customize them.
A few things to look for: clear category structures you can actually recognize in your own spending, a transactions or data layer that’s separate from the summary view, and formulas that don’t break when you add or remove rows. Templates built on SUMIF or QUERY functions tend to be more durable than ones that rely on manual cell references.
If you’re not sure where to start, the best-of guides in this hub — particularly the free personal finance templates roundup and the Google Sheets-specific list — do the sorting work for you. They identify which templates are actually worth using and why, saving you the time of downloading and testing a dozen options yourself.
Looking for a Specific Template Type?
If you need templates for a particular area rather than a full collection, the other hubs in this Resource Center cover each topic individually:
- Budget Spreadsheet Templates — Monthly budget templates, annual trackers, and automated options.
- Net Worth & Financial Tracking Templates — Net worth trackers, retirement planners, cash flow templates, and long-term tracking sheets.
- Debt Payoff Spreadsheet Templates — Debt trackers, loan payoff calculators, and complete debt management toolkits.
